cash flow management

How We Help Our Customers

The benefits of commercial leasing make it possible to capitalize on immediate opportunities. Univest Capital, Inc. provides essential solutions to grow your business sectors at a comfortable pace, manage cash flow, preserve lines of credit, and keep up with current technologies.

The ability to leverage purchasing power and take advantage of tax deductions makes leasing a viable option for companies of all types. Rather than borrow from your credit lines or liquidate investments, Univest Capital shows you the benefits of leasing equipment or financing software so you can keep pace as technology changes.


CASH FLOW MANAGEMENT

Through financing, customers pay for equipment or software over a period of time. Why outlay cash that you might need for something else? Financing lets you match revenue with expenses through a Univest Capital lease/purchase. In addition, for applications of $100,000 or less, no financial information is required.


LOW MONTHLY PAYMENTS

With a Univest financing program, payments stay the same no matter what happens to inflation over the life of your lease. Our plans are customized to meet your monthly budget so there are no surprises.


LEVERAGE YOUR PURCHASING POWER

Many companies make the mistake of thinking they should only acquire the equipment they can afford at a particular time. This leads to cutting corners in quality or not getting what you really need for long-term growth. By evaluating your true equipment needs, leasing will provide an effective vehicle to secure exactly what will help your business today, tomorrow and in the future.


KEEP PACE WITH TECHNOLOGY

The equipment you need now has an expected lifespan. Our lease terms account for this with a provision that lets you upgrade to new equipment before what your using becomes obsolete, allowing companies to keep pace with frequent changes in technology.

Match lease terms to the useful life of the equipment. Maximize your productivity with the latest technology. Replace and upgrade more frequently.


PRESERVE YOUR CREDIT LINES

Quick access to leasing lets you leave your existing bank credit lines alone, making it available for potential short-term needs like marketing, payroll, inventory and supplies.


CONVENIENT 100% FINANCING

Looking for minimal cash outlay? It is not unusual for a customer to bundle project costs into a lease. This means you can take the equipment you need financed, then add any software, maintenance, training, installation, even the shipping, all into one payment plan. With Univest Capital we’ll even let you finance the sales tax.


INCREASE SALES

Because customers can more readily acquire and upgrade to new technology with financing programs, selling opportunities should increase as you are able to provide a newer businesses model.


INCREASE PROFITS

With more purchasing power through financing, customers can increase the transaction size and in turn, create bigger margins.


TAX ADVANTAGES

Some leases allow customers to treat monthly payments as a fully deductible operating expense. Your tax advisor can best help determine your eligibility for this tax benefit. Section 179 of the IRS tax code illustrates an example of this advantage.

CLICK  TO LEARN MORE ABOUT CURRENT TAX DEDUCTION PROGRAMS